“You’ve only got one life to live right? Money isn’t everything. Tomorrow is not promised. Love and Happiness are much more important than money. You can’t put all that money in the grave with you. Stop hording money and start living your life for today!”
You know, I couldn’t agree more with this message. But simultaneously… I don’t really agree with this message. Why? Well, my question is this. Just who exactly is this message geared towards?! The Masses? How many people do you know are in a position to horde money?
Now if you see Bill Gates in Wal-Mart telling the cashier that he wouldn’t dare spend an extra $7.99 on an extended warranty for his $39.99 DVD player, it “may” be appropriate to say, “Hey Bill, you can’t take it all with you.”
If you are $200,000 in debt and you have $5,000 saved up for retirement that is five years away and you decide to go to Italy because, “Hey… you can’t take it all with you, right?” Then you may be on a path to financial destruction!
People like to stress the fact that happiness is more important than money, even going as far as to use scriptures like the parable of the rich man to prove their point. You can’t say on one hand that money is not the most important thing, and at the same time say that you have to spend it now to achieve happiness. If living your life to the fullest is the antithesis of being frugal, then you are as big a slave to money as all of these so called rich people who are hording it (where are these people?).
The Problems
You see… we have been taught to look outside ourselves for happiness, and that is one of the problems. If you can’t be happy in a small house and you need to be in a big fancy house to achieve happiness, then what is wrong with you? If you can’t be happy in a Sentra and you have to have a Mercedes that can go from zero to a traffic ticket in five seconds to achieve happiness, then what is wrong with you? If your family has to travel to Europe, Asia, Egypt, Paris and France because they can’t have a good time at home, then what is wrong with your family?
Yeah, ok… I already know that this will be misinterpreted. I’m not knocking any of these things and saying that they are irrelevant. But if they come at the expense of you being able to live comfortably in your golden years, then how can it possibly make sense? The truth is that a big house, a nice car and a lot of other so called “finer things” in life constitute way more vanity than saving money for ANY reason.
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